Credit cards & expense tools for startups — no credit needed
Get approved - issue virtual cards, and manage spending with zero hassle—even for early-stage startups








Corporate cards
Top corporate cards & spend controls for startups

Your account has been
created successfully
For early-stage startups
For early-stage startups
For early-stage startups
Instant approval • No personal credit check • $0 fee
Recurring monthly limit
5 000 $
•• 4812
ATM withdrawals
Online payments
Corporate cards
Corporate cards
Corporate cards
Virtual cards • EIN&SSN signup • Real-time spend limits
5 000 $
Monthly limit
ACTIVE
Budget members




+5
Scalable expense tools
Scalable expense tools
Scalable expense tools
Team cards • Customizable budgets • API integrations & export


Centralize spend on one intuitive platform
Centralize spend on one intuitive platform
A dedicated manager to guide you from the very beginning.
Startup-friendly corporate cards solution that just works

Earn up to 1.5% unlimited cashback
Up to 1.5% flat cashback on all purchases • No categories, no spending limits • Automated cashback—no forms, no friction. Startup expenses? Get paid back for all of them. From SaaS tools to office coffee, your startup earns every time you spend.

Earn up to 1.5% unlimited cashback
Up to 1.5% flat cashback on all purchases • No categories, no spending limits • Automated cashback—no forms, no friction. Startup expenses? Get paid back for all of them. From SaaS tools to office coffee, your startup earns every time you spend.

Earn up to 1.5% unlimited cashback
Up to 1.5% flat cashback on all purchases • No categories, no spending limits • Automated cashback—no forms, no friction. Startup expenses? Get paid back for all of them. From SaaS tools to office coffee, your startup earns every time you spend.

Simple pricing. No fees unless you use it.
Startup banking should be like good code: clean, readable, and no surprises. You only pay when you actively use the product. • $0 monthly fees • No inactivity or maintenance charges • No fine print or hidden clauses

Simple pricing. No fees unless you use it.
Startup banking should be like good code: clean, readable, and no surprises. You only pay when you actively use the product. • $0 monthly fees • No inactivity or maintenance charges • No fine print or hidden clauses

Simple pricing. No fees unless you use it.
Startup banking should be like good code: clean, readable, and no surprises. You only pay when you actively use the product. • $0 monthly fees • No inactivity or maintenance charges • No fine print or hidden clauses

Get account with just an EIN and SSN.
Your startup doesn’t have time to wait. Our onboarding takes less than 24 hours—no paperwork, no calls. • Only EIN and SSN required • Fully digital onboarding • Account ready in 1 business day

Get account with just an EIN and SSN.
Your startup doesn’t have time to wait. Our onboarding takes less than 24 hours—no paperwork, no calls. • Only EIN and SSN required • Fully digital onboarding • Account ready in 1 business day

Get account with just an EIN and SSN.
Your startup doesn’t have time to wait. Our onboarding takes less than 24 hours—no paperwork, no calls. • Only EIN and SSN required • Fully digital onboarding • Account ready in 1 business day

Approval Requirements
EIN + basic business info
EIN + basic business info
For account setup and card issuance
For account setup and card issuance
SSN
SSN
For identity verification — soft check only
For identity verification — soft check only
No personal credit checks. No long paperwork.
Just simple, fast access to card issuing and expense tools built for startups.



Trusted by 10,000+ Founders
”
Switching to Elibrium has been a game changer for our finance team. Managing departmental spending used to be a cumbersome process, but with Elibrium, we've gained unprecedented control and visibility over our expenses. The platform's intuitive design makes it easy to set and adjust budgets across teams, while the detailed reports and analytics provide us with invaluable insights into our spending patterns. The ability to issue an unlimited number of cards on demand has streamlined our operations significantly. The dedicated support we’ve received from our personal manager has made the transition seamless, and we couldn’t be happier with the service.
Fedor Z., CEO at Vizbl Inc
”
Switching to Elibrium has been a game changer for our finance team. Managing departmental spending used to be a cumbersome process, but with Elibrium, we've gained unprecedented control and visibility over our expenses. The platform's intuitive design makes it easy to set and adjust budgets across teams, while the detailed reports and analytics provide us with invaluable insights into our spending patterns. The ability to issue an unlimited number of cards on demand has streamlined our operations significantly. The dedicated support we’ve received from our personal manager has made the transition seamless, and we couldn’t be happier with the service.
Fedor Z., CEO at Vizbl Inc
”
Switching to Elibrium has been a game changer for our finance team. Managing departmental spending used to be a cumbersome process, but with Elibrium, we've gained unprecedented control and visibility over our expenses. The platform's intuitive design makes it easy to set and adjust budgets across teams, while the detailed reports and analytics provide us with invaluable insights into our spending patterns. The ability to issue an unlimited number of cards on demand has streamlined our operations significantly. The dedicated support we’ve received from our personal manager has made the transition seamless, and we couldn’t be happier with the service.
Fedor Z., CEO at Vizbl Inc
”
Elibrium has completely transformed the way we manage our advertising budgets. With the ability to issue unlimited virtual cards, we can now easily allocate specific budgets for each of our Facebook and Google campaigns. This level of control has not only simplified our processes but also improved our ROI. The cashback feature is a fantastic bonus, allowing us to reinvest even more into our marketing efforts. The personal manager assigned to our account has been incredibly helpful, guiding us through every step and ensuring that our needs are met swiftly and efficiently.
Alexey S., CEO at Marketcall
”
Elibrium has completely transformed the way we manage our advertising budgets. With the ability to issue unlimited virtual cards, we can now easily allocate specific budgets for each of our Facebook and Google campaigns. This level of control has not only simplified our processes but also improved our ROI. The cashback feature is a fantastic bonus, allowing us to reinvest even more into our marketing efforts. The personal manager assigned to our account has been incredibly helpful, guiding us through every step and ensuring that our needs are met swiftly and efficiently.
Alexey S., CEO at Marketcall
”
Elibrium has completely transformed the way we manage our advertising budgets. With the ability to issue unlimited virtual cards, we can now easily allocate specific budgets for each of our Facebook and Google campaigns. This level of control has not only simplified our processes but also improved our ROI. The cashback feature is a fantastic bonus, allowing us to reinvest even more into our marketing efforts. The personal manager assigned to our account has been incredibly helpful, guiding us through every step and ensuring that our needs are met swiftly and efficiently.
Alexey S., CEO at Marketcall
Startup Financing Questions
Startup Financing Questions
Startup Financing Questions
What do I need to open a business account?
What do I need to open a business account?
What do I need to open a business account?
How fast can I start issuing corporate cards?
How fast can I start issuing corporate cards?
How fast can I start issuing corporate cards?
What types of purchases earn cashback?
What types of purchases earn cashback?
What types of purchases earn cashback?
Is my startup eligible?
Is my startup eligible?
Is my startup eligible?
Are there any hidden fees or charges?
Are there any hidden fees or charges?
Are there any hidden fees or charges?

1603 Capitol Avenue, Suite 413A 3404, Cheyenne, WY 82001. USA
1603 Capitol Avenue, Suite 413A 3404, Cheyenne, WY 82001. USA
1603 Capitol Avenue, Suite 413A 3404, Cheyenne, WY 82001. USA

Office FR 412, 1 Phipp Street, London, EC2A 4PS. UK
Office FR 412, 1 Phipp Street, London, EC2A 4PS. UK
Office FR 412, 1 Phipp Street, London, EC2A 4PS. UK
Elibrium Inc. provides a Card issued by Sutton Bank, Member FDIC, pursuant to a license from Visa® U.S.A. Inc. Valid only in the US. Cards can be used everywhere Visa® debit cards are accepted. No ATM access. Visa® is a registered trademark of Visa U.S.A. Inc. All other trademarks and service marks belong to their respective owners.