Managing marketing budgets across cards, accounts, users and teams can be a nightmare without the right tools. Unexpected charges, overspend, and chaotic reconciliation all eat into your time and margins. Elibrium helps you take back control — without slowing your team down.

In this guide, we’ll show how to use Elibrium’s virtual card features to assign custom spend limits, so you can move faster while staying on budget.

Why Spend Limits Matter

Whether you’re leading paid acquisition, affiliate partnerships, or operations, having granular control over spend is essential. Smart card limits help you:

• Avoid overspend with predefined limits on MCC and merchants

• Give teams autonomy while enforcing boundaries

• Simplify reporting and reconciliation with real-time finance tracking

Instead of reacting to problems, you proactively manage spend with built-in controls that scale.

What Limits You Can Set in Elibrium

With Elibrium, every card you issue comes with flexible settings. We can single out 5 user entities in the system:

• Company

• Card

• Account

• User

• Group of users / team / department

For each of those entities the following limits can be imposed:

• Daily

• Weekly

• Monthly

• Overall

• Size of payment 

It’s also possible to limit payments by category (MCC code) or by merchant (for example, only Facebook).

This makes it easy to delegate safely — whether it’s a one-time freelancer or a recurring team expense.

Use Case: Campaign-Level Control

Imagine you're running multiple influencer campaigns across different platforms. With Elibrium, you can:

• Create a card named “TikTok Q2 Promo”

• Set a monthly limit of $5,000

• Assign it to your marketing coordinator or agency

• Get real-time spend updates and block the card instantly if needed

This keeps campaign budgets ring-fenced and ensures you never go over them.

Use Case: Managing External Teams or Agencies

Working with external partners? Give them access to your account and set a spend limit for them, so they could use it:

• One account for you, your partner agency or media buyer

• Spend limits based on contract terms

• Visibility into where each dollar goes

• Block cards instantly when the engagement ends

No more shared corporate cards or retroactive cleanup — just full visibility from day one.

Setting It Up in Minutes

Controlling spend with Elibrium is fast and intuitive. Here’s how to do it:

1. Go to your Elibrium dashboard

2. Navigate to the “Cards” section

3. Click “Create New Card”

4. Set the spend limit and name the card (for example, you can label it by campaign)

5. Done. Track transactions live from the analytics tab

You can also export reports or integrate card data into your existing workflows via API.

Pro Tip: Add Merchant Restrictions

Go a step further by locking each card to specific platforms:

• Only allow spend on Meta Ads, Google, or affiliate tools

• Block unrelated or unauthorized categories

• Protect your budgets from accidental or fraudulent usage

Combined with spend caps, this gives you enterprise-grade control with startup speed.

Take Control Without Slowing Down

Elibrium makes it easy to issue unlimited virtual cards with tailored spend controls for every campaign, team, or vendor. You get:

• Instant issuing

• Smart limits

• Full visibility

• No surprises

Ready to simplify your spend workflows?
Create your first smart card in minutes — get started here